The Value of an idea Card

This sentiment is a great lead-in to a belated birthday card. The idea is to send the card on time.
I find it funny that recently I used ribbon on a card and now ribbon has been on a bunch of my cards.
The centerpiece of the card is an ATC that I give credit to in the picture below.
I stamped the background with Close to My Heart stamps. The ribbon is by Offray and the dots are by Gina Marie. 

Below is the ATC designer.

Thanks for looking.